There is a hassle concerning ATMs in the Subic and Barrio Barretto area. There aren't any ATMs here! So if you need cash money, you will have to take a jeepney ride (the blue line) to Olongapo. It takes about 15-20 minutes ride (very sweaty and uncomfortable) to Rizal Avenue in the middle of the city, where the banks are. And then begins the search for an ATM that will accept your particular credit card. But you can learn to endure this. It just isn't very convenient.