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car rental insurances

Auckland Region...
6 posts
1 review
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car rental insurances

we are coming to LA from NZ and renting a car, out of all the different insurances offered whats the minimum you should be taking out?


Sydney, Australia
Destination Expert
for Train Travel
Level Contributor
86,167 posts
13 reviews
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1. Re: car rental insurances

Each company is different. You have to read the T&C carefully to see what is or is not included. It is also relevant whether you have any cover for car rental excess in your travel insurance.

Edited: 18 September 2011, 20:57
West Hollywood...
Destination Expert
for Los Angeles
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30,902 posts
64 reviews
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2. Re: car rental insurances

Take a look at the coverage that's included at CarHire3000.com. This is a 'car hire broker' that contracts with the major U.S. car hire companies and includes the insurance within the car hire quote. The coverage they are including is what is recommended.

Teaneck, NJ
Destination Expert
for New Jersey
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11,151 posts
29 reviews
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3. Re: car rental insurances

You need Collision Damage Waiver which covers damage you do to the rental car. This is sometimes known as Loss Damage Waiver. You also need Supplemental Liability Insuracne which covers you against damage you do to some else (their car or their person). These two items are a must.

As HSJ says, the brokers generally include these coverages in the package offered to foreign renters.

Anything else is probably not necessary though some people get insurance to cover you against things stolen out of your rental car.

You can read more about various rental insurance at www.carrentalexpress.com/tips/insurance

Edited: 20 September 2011, 01:07
Level Contributor
11,773 posts
169 reviews
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4. Re: car rental insurances

LivesinNewJersey has the good advice here. Usually you do better if you can find insurance coverage in your home country, than to buy it at the counter here.

Edited: 20 September 2011, 02:08
New York City, New...
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4,109 posts
36 reviews
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5. Re: car rental insurances

New Zealand residents do best with hertz.com and nationalcar.com. Also check with Alamo.com. The confirmation should state that both collision and liability insurances are included (if you check box as new zealand resident).

i don't know how many times I have to post this! There is no reason to go through a broker, especially with people constantly posting about problems they've had with broker vouchers.

Washington State
Destination Expert
for Yosemite National Park
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59,331 posts
114 reviews
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6. Re: car rental insurances

arbinator ~ check lots of options ... travel agent, TravelJigsaw, Hertz.co.uk as well as Hertz.com Figure out what will work best for you and your trip.

joesource ~ TripAdvisor is all about getting advice from different folks. If we all had the same opinion, preferences, or experiences, forums would be incredibly boring!

7. Re: car rental insurances

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