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Atm Fees

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Atm Fees

Hi, wondering if anyone knows what the fee is for withdrawing cash from an ATM machine in the UK is. Thank you in advance

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15 replies to this topic
Edinburgh, United...
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1. Re: Atm Fees

Most ATMs don't charge but if you're using an overseas account that might charge you, you'd need to check with your bank.

London, United...
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2. Re: Atm Fees

Most are free eg those outside/in/belonging to High St banks. The ones in/outside convenience stores are most likely to charge a fee (generally £2-3 per transaction) but by law they must indicate that before you complete your request.

You should check with your own bank what charges they make.

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3. Re: Atm Fees

Thank you. Unfortunately they don't know, have googled it but can't find anything. Sorry yes I should have said it would be an overseas card. Thanks.

United Kingdom
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4. Re: Atm Fees

Your bank doesn’t know what charges it imposes?

Seriously?

Dingle, Ireland
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5. Re: Atm Fees

They don't know.

That's just not acceptable. Go back and insist they find outl

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6. Re: Atm Fees

Sorry, they don't know the UK charges.

7. Re: Atm Fees

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United Kingdom
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8. Re: Atm Fees

there are no UK bank fees - only those imposed by your bank

Cambridge, United...
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9. Re: Atm Fees

<< if anyone knows what the fee is for withdrawing cash from an ATM machine in the UK is>>

Impossible to answer directly as there is no fixed fee for such activity. As noted, the majority of ATMs in the UK are bank owned and do not charge for use of the ATM.

Private businesses operate some ATMs and they are far more likely to charge the customer - especially those in pubs and shops in my experience. Law requires that they charge be made plain onscreen before you commit to using the cash withdrawal facility. Also note some machines offer to charge you in your home currency - this is dynamic currency conversion and the machine owner sets the rate. I have not yet seen one where that rate is anything less than disadvantageous compared to the bank rate.

Your bank will have a set of costs - there will be a spread from the interbank rate of some kind and then there may be percentage and/or fixed fees on top of that.

Lancashire, United...
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10. Re: Atm Fees

"The ones in/outside convenience stores are most likely to charge a fee (generally £2-3 per transaction)"

Only £1.85 oop north, but I still avoid them!

There's a Londis mini market and two newsagents around the corner from my house. All three of them have those private, non-bank ATM's and non of them charge. They must feel sorry for us seeing as all of the banks around here that had free ATM's have closed down.

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