I made a reservation in July for December. I later found that there is not adequate off-street parking available. I was going to visit a cousin and at first she recommended this B&B but after checking found that it is in a neighborhood that is not safe to walk in at night (most neighborhoods are unsafe at night not just this and I do understand that) but since other of her friends had had problems with off street parking this became a concern because I am over 65.
I called to cancel and was told that the refund would be made through paypal (even though I had not made my reservation through paypal and my paypal account had been mingled with someone else and I was in the process of disputing it) and there would be a 15% penalty for canceling.
I do not often stay at B& B but all motels or hotels, that I have stayed never evoke the fee when canceled in such a timely manor. Only discounted rooms or booking agencies charge late fees no mater what.
Just be sure you are going to stay or can afford the fee. It is hard on retirement income to pay these fees.